Lakes by the Bay South CDD fees 2025: assessment and true monthly cost

Lakes by the Bay South Community Development District in Cutler Bay, Miami-Dade County. The typical home here is billed $2,048.78 a year in CDD assessments on the 2025 tax bill, about $171 a month, on top of property taxes and any HOA dues.

2025 data These are 2025 figures, not 2026. They come from the 2025 non-ad valorem assessment roll the Miami-Dade County Tax Collector filed with the Florida Department of Revenue, where each charge is listed by levy code. We matched Lakes by the Bay South's levy code to the district by checking that the billed parcels sit inside the county's official CDD boundary map. 2026 figures for this district are not loaded yet, so expect the 2026 bill to differ; confirm with the Miami-Dade County Tax Collector.
$2,049 2025 roll
Typical yearly CDD, 2025 roll (median)
$1,914–$2,120
Common range (10th to 90th percentile)
No prior-year match
Same-parcel change from 2024
Not yet verified
Bond payoff year (see below)

How much is the CDD in Lakes by the Bay South?

On the 2025 Miami-Dade County tax roll, the typical Lakes by the Bay South CDD assessment is $2,048.78 a year, or about $171 a month. Most homes pay between $1,914 and $2,120, depending on lot type, across 2,295 assessed parcels. Lakes by the Bay South's typical bill of $2,049 a year is the 24th highest of the 80 Miami-Dade County CDDs we track (their median is $1,643), and $128 a year below the Florida median of $2,177 across 444 districts with tax-roll fees.

$570 lowest in county┃ FL median $2,177$4,468 highest

Nearby Miami-Dade County CDDs

Cutler Cay
Cutler Bay
$3,195/yr
$266/mo
Los Cayos
Homestead
$2,075/yr
$173/mo
Crestview West
Unincorporated Miami-Dade
$2,019/yr
$168/mo
Keys Cove II
Homestead
$1,969/yr
$164/mo
Coral Keys Homes
Florida City
$2,138/yr
$178/mo
Enclave at Black Point Marina
Unincorporated Miami-Dade
$2,153/yr
$179/mo

Assessment tiers on the 2025 bill

CDDs bill by lot type, so homes in the same community often pay different amounts. These are the most common amounts printed on 2025 tax bills here (5+ parcels each).

$2,048.78 / yr · $171/mo
672 parcels
$2,092.15 / yr · $174/mo
576 parcels
$1,936.52 / yr · $161/mo
419 parcels
$2,120.23 / yr · $177/mo
267 parcels
$1,047.37 / yr · $87/mo
178 parcels
$1,914.40 / yr · $160/mo
153 parcels

2,295 parcels carry a Lakes by the Bay South CDD charge; total levied on the 2025 roll: $4,498,730. Lowest residential bill $1,047.37, highest $2,120.23.

How it has changed

Year-over-year change is not shown yet: these figures come from the 2025 roll filed with the Florida Department of Revenue, and we have not loaded 2026 figures for this district.

Bond payoff year

Not yet verified. CDD bills usually combine a debt-service (bond) piece that ends when the bonds are paid off and an operations piece that continues. We have not yet read this district's bond documents, so we do not show a payoff year. Check the district's budget and bond disclosure at www.lakesbythebaycdd.com.

HOA fee

Not publicly reported. HOA dues are separate from the CDD and are not on the tax bill. Ask the listing agent or the HOA management company for the current amount, then add it in the calculator.

True monthly cost calculator

The CDD amount comes from the 2025 tax roll. Every other field is your own assumption. Change them to match your loan quote and insurance quote.

Estimated true monthly cost—
Principal & interest (30-yr)
Property tax (ad valorem)
CDD assessment
HOA dues
Insurance

Estimate only. Property tax uses price × mills ÷ 1,000, before homestead or other exemptions. Not financial advice.

Frequently asked questions

How much is the CDD fee in Lakes by the Bay South?

On the 2025 Miami-Dade County non-ad valorem assessment roll the tax collector filed with the Florida Department of Revenue, the typical (median) Lakes by the Bay South CDD assessment is $2,048.78 a year, about $171 a month. Most homes fall between $1,914 and $2,120, depending on lot type.

Is the Lakes by the Bay South CDD fee included in property taxes?

Yes. The CDD assessment appears as a non-ad valorem line on the annual Miami-Dade County property tax bill, so it is paid with your taxes (or through escrow). It is separate from HOA dues.

When do the Lakes by the Bay South CDD bonds pay off?

We have not verified a payoff year for this district yet. The bond portion of the assessment ends when the bonds mature or are prepaid. Check the district's bond documents at www.lakesbythebaycdd.com.

Did the Lakes by the Bay South CDD assessment go up?

Year-over-year change is not shown yet: these figures come from the 2025 roll filed with the Florida Department of Revenue, and we have not loaded 2026 figures for this district.

Does Amendment 3 lower this CDD fee?

No. Amendment 3 raises the homestead exemption for property taxes, but the CDD assessments most districts bill are separate non-ad valorem charges, so the larger exemption does not reduce them. See cddtracker.com/does-amendment-3-lower-cdd-fees/.

How much is the Lakes by the Bay South CDD per month?

About $171 a month: the typical 2025 Lakes by the Bay South CDD assessment of $2,048.78 a year, divided by 12. It is billed once a year on the Miami-Dade County property tax bill, so most owners pay it through escrow.

How does the Lakes by the Bay South CDD fee compare to other Miami-Dade County CDDs?

Lakes by the Bay South's typical bill of $2,049 a year is the 24th highest of the 80 Miami-Dade County CDDs we track (their median is $1,643), and $128 a year below the Florida median of $2,177 across 444 districts with tax-roll fees.